Everything You Need To Know About Claiming For A Car Accident
A lot of people undervalue the importance of being knowledgeable about compensation claims relating to car accidents. After all, it is not as if you are planning to be involved in a crash – no one wants to hurt themselves! Yet, it is still important that you are aware of the claim process should an unfortunate incident occur. If you don’t know beforehand then you won’t be prepared when the accident happens and you could end up suffering at the hands of a patchy claim.
It is actually believed that there is an average of around 10 million motor vehicle accidents every single year in the UK. This is not revealed in order to cause panic; only a very, very small number of these are fatal. This statistic should merely make you realise how important this subject topic is. The information in this blog post should ensure that you are prepared no matter what type of car accident occurs. This means that you will be able to solve the issue as quickly as possible.
You need to be aware of what is classed as an accident and what is not in order to determine whether you have a claim. A lot of individuals think they are entitled to file a personal injury claim if they have been hurt through their own fault – they may have seen the crash as unavoidable and, therefore, in their eyes, it was an accident. However, if you have hurt yourself while driving a car, then no matter how you have done so it is not an accident under the Road Traffic Act. Nevertheless, if you have been hurt as a result of another driver, then you are entitled to claim – whether you are a passenger, a pedestrian, or someone in an opposing vehicle.
If you have been hurt as the result of someone else then the very first thing you need to be aware of is what to do on the scene of the accident. If the person who has caused the incident is being cooperative then this process will be a lot easier. You will need to get their details. You should ask them for their name and address. In addition to this, you should get information regarding their insurance provider and their policy number.
If they are not being cooperative then try to get the number plate of the vehicle. However, don’t panic if you cannot. You can still claim if you have been involved in a hit and run. Some drivers flee because they don’t have insurance. However, when you consider that you can even get car and van insurance for convicted drivers, there really is no excuse for this. Simply call the police and they should arrive on the scene immediately in order to determine what has happened and find out who is responsible. Please note that it is a legal requirement to call the police if you have been involved in a crash. They can use their database in order to track down the individual and get their details.
Hopefully, this information will not be actively needed, as no one wishes to experience a car crash. But should you be involved in one, at least you will know how to effectively proceed!